In Service Always

Karen Gaal is an Active DC CERT Team Leader and FEMA certified CERT Trainer providing innovative ideas and valuable service in areas that impact Our community. She provides her services with extensive neighborhood engagements, training exercises and consultations. Also as a Lifetime Girl Scout she keeps on making a great difference with her continued Civic Leadership, Public Safety and Emergency Management Services!

Karen Gaal is a FEMA Certified CERT Master Trainer

Chairwoman , ANC 1B04 Civic Association

Karen fufills a full and constructive part in the development, operations and determination of ANC 1B04 Civic Association’s strategies and policies.

Karen’s contributions are fundamental as a leadership partner in the decisions and efforts needed to focus on the improvements and values required by the Residents and Businesses of Washington, D.C.

Karen serves the best interests of Our Community and fairly reflects the ANC 1B04 Civic Association members consensus. Karen brings compassion, integrity and Inclusion in her role as Chairwoman.

Helpful City Resources

Affordable Housing

Inclusionary Zoning: A District program where you can obtain an income restricted affordable rental or for sale unit through a lottery system

DCHousingSearch: A website specifically for finding affordable housing units, including non-IZ units that are income restricted.

ERAP: DC’s emergency rental assistance program for residents earning less than 40% of the Area Median Income (AMI) who are facing housing emergencies.

Utility Assistance

LIHEAP: DOEE program to provide extremely low and low income residents with utility payments.

Solar for All: DOEE program to provide free solar panels to low and moderate income single family home owners and also allows condo/apartment residents to get a significant discounts on their electric bills through “community solar” programs by signing up.

UDP: DOEE program to provide discounts on Pepco, DC Water, and Washington Gas bills for low and moderate income residents.

For Residents, Homeowners and Homeowners Purchase Assistance

DC Water’s Free Lead Pipe Replacement Program: A free to highly discounted program to replace lead pipes in homes.

Rat abatement: Residents can petition DC Health to inspect and take rat control measures on their property

HPAP: DC’s home purchase assistance program that provides up to $202,000 in zero interest loans and closing cost assistance to help low and moderate income residents purchase a home.

DC HFA Mortgage Credit Certificate: DCHFA’s Mortgage Credit Certificate (MCC) allows qualified borrowers have the ability to claim a Federal Tax Credit of 20% of the mortgage interest paid during each calendar year.

Low Income Property Tax Abatement: A five year property tax abatement for first time homebuyers.


311 is a toll-free number that allows DC residents to request assistance with city services and information. This is the first place to go if you have a personal need (e.g. for a fire safety inspection or trash can) or request of a city agency (e.g. regarding a pothole or a rat infestation). The 311 call center is open 24 hours a day, 365 days a year.

CITY Officials

Third District MPD Citizens Advisory Council

Karen Gaal, Chairwoman

For All Third District Citizens, Community Organizations, Businesses, and Visitors in the Third District quadrant of Washington, DC


Council Member Brianne Nadeau (Ward 1)

Council Chair Phil Mendelson

Council Member Christina Henderson

Council Member Robert White

Council Member Anita Bonds

Council Member Elissa Silverman

Mayor’s Office of Community Relations & Services (MOCRs)